Дата публикации: 2017-10-23 05:02
Team members: Lisa Ploum (PhD. Canditate), prof. dr. Onno Omta (promotor), dr. Thomas Lans (co-promotor), dr. Vincent Blok MBA (co-promotor)
Project title: Responsible Innovation Practices of Sustainable Entrepreneurs in Making the Transition towards Sustainable Agricultural, Water and Energy Systems
Project title: Motivations, drivers and barriers for responsible innovation in the Dutch food sector: the influence of a healthy food logo on the innvaotion agenda for healthy food
A two-step longitudinal survey will be conducted. 795 loan clients will be randomly selected from a population of over 655 clients of uniCredit Ghana. A baseline survey with regard to client entrepreneurial competences, business knowledge and loan repayment history will be executed including all 795 clients. They will then be randomly divided into 8 groups of 85 clients each.
Team members: Rob Lubberink (PhD. candidate), prof. dr. Onno Omta (promotor), dr. J. van Ophem (co-promotor), dr. Vincent Blok MBA (co-promotor)
In the course of this research project, various articles will be written which will result in a book. Examples of already published papers:
Project title: Drivers and Barriers to the Adoption of Climate Smart Agriculture (CSA) technologies by smallholder farmers in South Africa
A third survey will then be done after a year to identify the skills and knowledge that have been acquired through the provision of the interventions. It is expected that loan clients provided with treatments one will show the best loan repayment, followed by treatment two, while the control group will show the lowest loan repayment level.
Entrepreneurs at the Base of the Pyramid (BoP) have limited access to credit because Micro Finance Institutions (MFI) require the 5 C’s collateral, credit history, capital, cash flow statement and character reference before providing credit. Because existing solutions to this problem like social collateral (group lending arrangements) seem to be unsustainable, the present study introduces human collateral as a possible substitute for, or extension to, financial and social collateral, by studying the impact of entrepreneurial training of micro credit clients combined with monitoring by MFI officers of micro client performance.